EMI Calculator
Know your monthly number before you sign anything.
Adjust the loan amount, rate, and tenure to see your EMI, total interest, and total payable amount.
This is an estimate. Your actual EMI depends on the lender, moratorium period, and final sanction terms.
Good to Know
Reading your EMI right
Moratorium period
Most education loans don't require EMI payments during the course — interest may still accrue, so ask your lender how it's handled.
Fixed vs floating
Floating rates move with the lender's benchmark rate; fixed rates stay constant but usually start slightly higher.
Prepayment
Check prepayment charges before signing — some NBFCs charge a fee for closing the loan early.
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